Financial Security
At any stage of life, your financial security is a high priority. More than 60 percent of bankruptcies in the US are due to medical bills according to a report by The American Journal of Medicine. Individuals mortgaged their home to pay for medical bills, or lost significant income due to an illness.
We are going to help you acquire the proper Indexed Universal Life coverage so you can meet multiple planning needs such as:
* Access to your funds in the event you are diagnosed with a chronic, critical or terminal illness
* Earn interest on your premiums based on the change in the S&P 500 Index. And a guaranteed minimum interest rate should the S&P 500 decline or remain level.
* Get tax free distribution of your cash value through loans and withdrawals, a guarantee stream of income at retirement, and Income tax-free death benefit for your beneficiaries.
Business Owners
* Use an Indexed Universal Life to attract, reward and retain top talent in your company.
* Adopt a Buy-Sell agreement to ensure the transition of your business happens according to your wishes.
Health Care
We are Health Insurance Marketplace certified Agents know also as Obama Care for the individual marketplace as well as for the Small Business Health Operation Program (SHOP) and will explain, help select the proper coverage and enroll your family or your business in a Health Insurance Plan that meets your needs.
